Saturday, December 29, 2012

Global to local

Global to local


----------------

Local growth

Local inflation

Local interest rate

Local exchange rate

Local employment

Local deficit

Local consumption

Local investment

Global village to

Local home

----------------Nagendra Bharathi

Wednesday, December 26, 2012

Drivers are down

Drivers are down


------------------

Growth drivers in

China down

Consumption drivers in

US down

Financial drivers in

Europe down

Political drivers in

India down

Economic drivers in

World down

---------------------Nagendra Bharathi

Thursday, December 20, 2012

Tip is LIBOR

Tip is LIBOR


------------

Tip is LIBOR

Down is iceberg



Ship of finance

Sink on scandals



Financial crisis

Blessing in disguise



Rigging rates is

Banking practice



Reading reports is

Regulatory practice

--------------------Nagendra Bharathi

Monday, December 17, 2012

Interesting facts

Interesting facts


-------------------

Interest is cost

Interest is revenue



Interest is consumption

Interest is investment



Interest is street

Interest is market



Interest is employment

Interest is economy



Interest is country

Interest is politics

------------------Nagendra Bharathi

Wednesday, December 12, 2012

Many launderings

Many launderings


-----------------

Pay some billions to

Free from crimes

Say some 'sorry' and

Sail same boat

Financial system has

Power to shake

Legal system for

Economy's sake

Money launderings in

Many banks

----------------Nagendra Bharathi

Tuesday, December 11, 2012

Retail is wholesale


Retail is wholesale

--------------------

Retail at frontend

Wholesale at backend



Supply chain is

Supporting process



Infrastructure is

Operating system



Goods on display

Hardware and software



Testing clouds are

Developing countries

----------------Nagendra Bharathi

Monday, December 10, 2012

Transfer policy

Transfer policy


----------------

Transferring the profit to

Tax free countries



Transferring the loss to

Tax prone countries



Netting the figures in

Native countries



Employees and sales are

Economic substances



Ensure their inclusion to

Eradicate tax evasion

-------------------Nagendra Bharathi

Thursday, December 6, 2012

Colors of economy

Colors of economy


-----------------

Green economy with

Land money

Blue economy with

Labour money

White economy with

Capital money

Red economy with

Blood money

Black economy with

Black money

--------------Nagendra Bharathi

Saturday, December 1, 2012

Inorganic growth

Inorganic growth


----------------

Organic growth is

Almost nil



Bottoming out is

Buzz word now



Agri is down

Industry down



Service sector is

Servicing GDP



Inorganic growth through

FDI and FII

-------------Nagendra Bhartahi

Wednesday, November 28, 2012

Kingfisher is not Greece


Kingfisher is not Greece

------------------------

Interest rate

Cut on loans



Maturity period

Get an extension



Repayment amount

Put on deferral



Funds to supply

Conditions to apply



Kingfisher is not Greece

Company is not country

------------Nagendra Bharathi

Tuesday, November 27, 2012

Learning lessons

Learning lessons


-----------------

Lesson learnt from

Barings' collapse

Lesson learnt from

Lehman failure

Lesson learnt from

Blue whale loss

Lesson learnt from

Adoboli scandal

Lessons are learned to

Forget and learn

------------------Nagendra Bharathi

Friday, November 23, 2012

Delivery models

Delivery models


----------------

T & M model is

Dead and gone

Output based

Model is born

Resource based to

Result based

Function points to

Function for customer

iGates opened the gate

Others to follow the route

-----------------Nagendra Bharathi

Thursday, November 22, 2012

Egg or chicken

Egg or chicken


---------------

Egg or chicken

Growth or inflation



Growth is low for

Cost is high



Cost is high for

Assets are bad



Assets are bad for

Appraisals are sad



Appraisals are sad for

Risks are mad



Risks are mad for

Inflation is high

-----------Nagendra Bharathi

Wednesday, November 21, 2012

Big analytics

Big analytics


-----------------

Likes in facebook

Clicks on webpage



Views in youtube

Tweets on twitter



Analog and digital

Audio and video



Data is derived as

Big data



Cloud has arrived as

Big process



BI has arrived as

Big analytics



-----------Nagendra Bharathi

Sunday, November 18, 2012

Double edged cliff

Double edged cliff


-------------------

Increase in tax

Decrease in revenue



Decrease in revenue

Impact on growth



Decrease in spending

Increase in unemployment



Increase in unemployment

Impact on growth



Double edged cliff

Deep recession trip

--------------Nagendra Bharathi

Wednesday, November 14, 2012

Basel versions

Basel versions


----------------

'One size fits all'

Did not work

'One cylce fits all'

Do not work

'One rule fits all'

Will not work

Cost of capital to

Hurt the growth

Flexible versions to

Fit the banks

--------------Nagendra Bharathi

Tuesday, November 13, 2012

Sectoral equity


Sectoral equity

-----------------

Festival mood

Retail goes up



Generic drugs

Pharma goes up



Change in rates

Banking goes up



Capital expenditure

Infra goes up



Earnings growth

Everything goes up

-------------Nagendra Bharathi

Sunday, November 11, 2012

Banking culture

Banking culture


-----------------

Regulatory rules

Released in countries



KYC norms

Critical everywhere



AML act

Available very much



Greed for profit

Fraud still prevalent



Banking chiefs to

Bring back culture

----------------Nagendra Bharathi

Thursday, November 8, 2012

Cliffhanger

Cliffhanger


-----------

Fiscal cliff is

Hanging on U.S


End of spending

End of tax-cut


End of year this

End of all that


Elephant and Donkey to

End this impasse


Red and Blue to

Make it green

----------------------Nagendra Bharathi

Wednesday, November 7, 2012

Basel four

Basel four


----------

Leverage ratios

Under review

Trading rules

Under review

Securitisation

Under review

Large exposures

Under review

Standardised approaches

Under review

Basel three to

Basel four

------------Nagendra Bharathi

Tuesday, November 6, 2012

America votes

America votes


----------------

Health care vs

Wealth care

World peace vs

Cold war

Statesman vs

Business man

Barack Obama vs

Mitt Romney

America votes

World waits

----------------Nagendra Bharathi

Sunday, November 4, 2012

Funding for lending

Funding for lending


-------------------

Average is mean as

Identified risk

Millions of dollars to

Maintain as provision

Standard deviation as

Systemic risk

Billions of dollars to

Basel capital

Where is the funding for

Lending to business

----------------Nagendra Bharathi

Saturday, November 3, 2012

Business process

Business process


-----------------

Business is process

Technology is driver

Drive the process to

Differentiate service

Communication to

Convince the stakeholders

Cost and time to

Control the delivery

Transformation to

Delight the customer

---------------Nagendra Bharathi

Friday, November 2, 2012

Basel Pillars

Basel Pillars


--------------

Activity based

Operational data

Compliance based

Analytical data

Multiple systems to

Unified view

Bottom up information to

Top down intelligence

Facilitating all the

Pillars of Basel

-------------------Nagendra Bharathi

Thursday, November 1, 2012

Interest in growth

Interest in growth


-------------------

Fiscal policy in

Paper format

Paper to money

Pending on spending

Monetary policy in

Money format

CRR cut to

Generate money

Inflation or growth

Interest in both

---------------------Nagendra Bharathi

Sunday, October 21, 2012

Flow drivers

Flow drivers


-------------

Process flow to

Work flow

Work flow to

Data flow

Data flow to

Information flow

Information flow to

Decision flow

Decision flow to

Earnings flow

--------------Nagendra Bharathi

Data is great

Data is great


------------

Collected from

Various sources

Cleaned with

Various tools

Grouped using

Various methods

Presented through

Various boards

Data is great but

Old and late

--------------Nagendra Bharathi

Friday, October 19, 2012

Basel buffer

Basel buffer


--------------

Business cycle

Base for risk

Counter risk with

Basel buffer

More capital on

Credit boom

Less capital on

Credit doom

Work in progress to

Check on GDP

---------------Nagendra Bharathi

Wednesday, October 17, 2012

Subjective debate

Subjective debate


---------------------

Who is the winner

That is the debate

History helped

Mitt Romney

Geography helped

Barack Obama

Maths and science

Claimed by both

Economic issues

Equal challenge

-------------Nagendra Bharathi

Sunday, October 14, 2012

Capital punishment

Capital punishment


-------------------

Cost of capital to

Rate of return

Most of assets

Rest on long

Best of liabilities

Worst on short

Roll over crisis

Rules over banks

Liquidity lacks to

Capital punishment

------------------Nagendra Bharathi

Saturday, October 6, 2012

Basel compliance

Basel compliance


---------------

Cash flow

Source systems for

Liquidity risk



Assets' flow

Source systems for

Leverage risk



Counterparties' flow

Source systems for

Credit risk



Trade flow

Source systems for

Market risk



Process flow

Source systems for

Operational risk



Integrated flow

Warehouse system for

Basel compliance

---------------Nagendra Bharathi

Friday, October 5, 2012

Fiscal employment

Fiscal employment


---------------------

Fiscal surplus vs

Full employment

Barack Obama vs

Mitt Romney

Fiscal surplus for

Future growth

Full employment for

Present growth

Present or Future

People decide

-----------------Nagendra Bharathi

Wednesday, October 3, 2012

Universal banking

Universal banking


-------------------

Safety and risk are

Separate entities

Uniting them for

Universal banking

Rating on banking

Required for trading

Betting on trading

Profit for banking

Breaking this chain for

Building the standards

-------------------Nagendra Bharathi

Tuesday, October 2, 2012

Country risks


Country risks

----------------

Austerity protests in

Spain and Greece

Slowing growth in

China and Germany

Private fear in

India and Russia

Continuing recession in

US,UK, Japan

Country risks are

Contagious risks

------------Nagendra Bharathi

Monday, October 1, 2012

Basel Committees

Basel Committees


----------------

Insurance regulation

Independent committee

Securites' rules

Separate committee

Auditing guidelines

Another committee

Banking governance

Basic committee

Basel committees

Benchmarking risk

--------------Nagendra Bharathi

Saturday, September 29, 2012

Lying LIBOR

Lying LIBOR


------------

Benchmark rate was

Fraudulent rate

Administered rate by

Association of Banks

Billion dollars fine on

Trillion dollars transactions

Reviewed and replaced with

Regulatory rate

Based on estimates to

Based on actuals

------------------Nagendra Bharathi

Wednesday, September 26, 2012

Names and games

Names and games


-----------------

Fiscal cliff in

United States

Ring fencing in

United Kingdom

Troika effect in

European continent

Animal spirit in

Indian Continent

Names are said

Games are set

---------------------Nagendra Bharathi

Sunday, September 23, 2012

Faces of banking

Faces of banking


------------------

Commercial banking is

Trade and FX

Private banking is

Cards and funds

Retail banking is

Loans and deposits

Investment banking is

Dealing and broking

Intermediary banking is

Efficient deed

International banking is

Integrated greed

---------------------Nagendra Bharathi

Saturday, September 22, 2012

five-Phone


five-Phone

------------

iPad mini is

iPhone five

Thinner faster

Trailing map

What else new

Same old wine

Innovation needs

Incubation time

Steve Jobs smiles

Sends his spirit

-------------------Nagendra Bharathi

Friday, September 21, 2012

Consumption controls

Consumption controls


---------------------

Rates and ratios are

Reserve bank tools

Taxes and subsidies are

Government tools

Liquidity released

Investment allowed

Consumption patterns

Controlled by people

Oil is carriage

Gold is marriage

------------------Nagendra Bharathi

Thursday, September 20, 2012

Foreign investment

Foreign investment


------------------

Positive and negative

Foreign investment



Good for employment

Bad for small business



Good for supply chain

Bad for Land owners



Good for price control

Bad for bargain power



Governance and control

Keywords for success

-------------------Nagendra Bharathi

Monday, September 17, 2012

Real time risk

Real time risk


------------------

Core components of

Quality capital



Present and future

Parameters of risk



Credit and Market

Leverage and Liquidity



Operational risks

On and Off balance sheet



Regulate and report

Real time risk

---------------------Nagendra Bharathi

Saturday, September 15, 2012

Rating or voting


Rating or voting

----------------

Rating fear

Releases retail

Voting fear

Regulates retail

Rating fear

Restricts subsidy

Voting fear

Retains subsidy

Rating agencies or

Voting people

------------------Nagendra Bharathi

Friday, September 14, 2012

Election easing

Election easing


----------------

Easy money to

Increase employment

Inflation is not

Immediate issue

Quantitative easing

One two three..

Qualitative effect for

Barack Obama

Economic stimulus at

Election time

-------------------Nagendra Bharathi

Friday, September 7, 2012

To Euro or not to Euro

To Euro or not to Euro


----------------------

To Euro or not to Euro

That is the question

European central bank

Insists on bond buying

German central bank

Sense it as danger

Country of last resort

Controls the final word

Wait and watch game to

Continue forever

----------------Nagendra Bharathi

Wednesday, September 5, 2012

Red tail banking

Red tail banking


-----------------

Provisioning norms for

Known risks

Capital norms for

Unknown risks

Interest loss reserves with

Central Bank

Interest less loans with

Priority sector

Money market dull

Depositors nil

Retail banking is

Red tail banking

-------------------Nagendra Bharathi

Tuesday, September 4, 2012

Financial risk management

Financial risk management


--------------------------

Probability of

Party default

Probability of

Price decline

Probability of

Process failure

Probability of

Funds shortage

Probability of

Balance leverage

Possibility of

Basel three

------------------Nagendra Bharathi

Business intelligence

Business intelligence


-----------------------

Common definition of

Dimension data

Concurrent update of

Fact data

Complete view of

Key entities

Concise pictures of

Dynamic graphs

Current, past and

Future perfect

---------------------Nagendra Bharathi

Process improvement

Process improvement


-------------------

Sense the stagnancy and

Change the process

Stakeholders' support to

Seek and sustain

Improving process is

Iterative activity

Deliver the results that

Transform the bottomline

Enhanced process to

Improve the topline

------------------------Nagendra Bharathi

Loophole dream

Loophole dream


--------------

Leave the loopholes to

Leverage the corruption

Enlarge the loopholes to

Enable big entries

Add new loopholes to

Attract foreign investment

Developing country to

Developed status

Dream to mountain with

Poverty at mine

------------------Nagendra Bharathi

Monday, September 3, 2012

Five point five

Five point five


------------------

In spite of  inaction

India grows

Construction commands

Manufacture mellows

Uses are up

Sources are down

Positive signal to

Build up the base

Country and corruption

Concurrently grow

-------------------Nagendra Bharathi

Patent war


Patent war

------------

Squares are patented

Circles are patented

Rectangles are patented

Triangles are patented

Blacks are patented

Whites are patented

Reds are patented

Blues are patented

Change the design else

Charge in Billions

--------------------Nagendra Bharathi

Wednesday, August 29, 2012

Battle grounds

Battle grounds


---------------

Political battle in

Parliament or street

Innovation battle in

Market or court

Growth battle in

Inflation or recession

Protection battle in

Currency or trade

Countries' battle in

War or peace

-------------------Nagendra Bharathi

Tuesday, August 28, 2012

Profit banking

Profit banking


--------------

Street to street

Market to market

Street to market

Market to street

Short term to short term

Long term to long term

Short term to long term

Long term to short term

Rate is profit

Gate is banking

--------------------Nagendra Bharathi

Monday, August 27, 2012

Risk Management

Risk Management


-------------------

Not only unit

But also enterprise

Not only traditional

But also systemic

Not only domestic

But also cross border

Not only micro

But also macro

Not only capital

But also strategy

------------------Nagendra Bharathi

Saturday, August 25, 2012

Competency centre

Competency centre
--------------------


Functional competency to

Understand the domain

Technical competency to

Analyse the data

Managerial competency to

Program the project

Human competency to

Motivate the team

Competency centre to

Customer satisfaction

---------------------Nagendra Bharathi

Sunday, August 19, 2012

Donkey vs Elephant

Donkey vs Elephant


-------------------

Business class vs

Barack Obama


Middle class vs

Mitt Romney


Tax the rich is

Democractic demand


Reduce the tax is

Republican read


Donkey or elephant

Target is growth

---------------------Nagendra Bharathi

Saturday, August 18, 2012

Hole policy

Hole policy


-------------

Coal policy is

Hole policy



Captive mines are

Corruptive minds



Operational audit is

Ornamental paper



Policy audit is

Public welfare



Telecom air

Coal is fire

-----------------Nagendra Bharathi

Wednesday, August 15, 2012

Inter dependence

Inter dependence


-----------------

Growth depends on

Demanding countries

Consumption depends on

Supplying countries

Market depends on

Capitalist countries

Street depends on

Socialist countries

Inter depending

Independent countries

----------------------Nagendra Bharathi

Tuesday, August 14, 2012

Regulatory reaction


Regulatory reaction

--------------------

Relational regulation or

Statutory regulation

Transactional issues in

UK based banks

Hedging issues in

US based Banks

United Kingdom Vs

United States

Countries differ
Common man suffer

----------------Nagendra Bharathi

Sunday, August 12, 2012

Normal distribution

Normal distribution


---------------------

Yesterday's blue chip

Tomorrow's NPA

Yesterday's supply

Tomorrow's demand

Yesterday's Inflation

Tomorrow's recession

Yesterday's rich

Tomorrow's poor

Normal is today

Distributing all days

-----------------------Nagendra Bharathi

Friday, August 10, 2012

Index finger

Index finger


----------------

Industrial index

Indicates a number

Corporate results

Contradict that

Audited numbers

Absolute truth

Items in index

Are to be reviewed

Index finger at

Index figure

-------------------Nagendra Bharathi

Tuesday, August 7, 2012

Winning horses

Winning horses


-----------------

Static methods in

Old ITs

Dynamic methods in

New ITs

Old horses to lose

New horses to win

Talk the walk and

Take the cake else

Make the grave and

Sleep and die -----------------------Nagendra Bharathi

Knight and day

Knight and day


--------------

Black day for

Knight capital



High frequency

Contract errors



Millions of dollars

Minutes to vanish



Technology danger

Terrified market



Controlled testing is

Cornerstone need

------------------Nagendra Bharathi

Monday, August 6, 2012

Paper currency


Paper currency

----------------

Five star hotels for

Popular and powerful

All stars open for

Poor and pitiful

Capitalism, communism

Combined socialism

Generating policies

Distributing pamphlets

Papers are more

Currencies are rare

----------------Nagendra Bharathi

Sunday, August 5, 2012

Regulated darkness

Regulated darkness


------------------

Source is supply

Use is demand

Generating, transmitting

Distributing power

East to West

North to South

Connecting grids

Control the flow

Regulated darkness

Realtime integration

-------------------Nagendra Bharathi

Saturday, August 4, 2012

Managing money

Managing money


---------------

Managing money for

Consumption - Rural poor

Managing money for

Investment - Urban rich

Managing money for

Economy - Central Bank

Managing money for

Elections - Political parties

Managing money for

All of them - Business people

------------------------Nagendra Bharathi

Friday, August 3, 2012

Falls and flows

Falls and flows


----------------

Water falls from

Top to bottom



Plan drives the

Cost and schedule



Agile flows from

Bottom to top



Theme drives the

Cost and schedule



Falls or flows

Values close

-----------------Nagendra Bharathi

Thursday, August 2, 2012

Volcker and Vickers

Volcker and Vickers
--------------------------
Volcker and Vickers in
US and UK
Ring fencing banking
Regulating trading
Intermediation is
Essential banking
Proprietary trading is
Proof for failing
Lessons learned to
Forget and repeat
---------------------Nagendra Bharathi

Wednesday, August 1, 2012

Offshoring outsourcing


Offshoring outsourcing

-----------------------

Indian labour to

Chinese labour

Chinese labour to

Philippines labour

Philippines labour to

Bangladesh labour

Bangladesh labour to

Pacific ocean labour

Underseas outsourcing to

Undersize cost

------------------Nagendra Bharathi

Friday, July 27, 2012

Needs and feeds

Needs and feeds


---------------

Need for consumption

Feed for industry



Need for quality

Feed for service



Need for demand

Feed for business



Need for food

Feed for agriculture



Need for feed

Feed for need

----------------------Nagendra Bharathi

Monday, July 23, 2012

Premium freelancers


Premium freelancers

-------------------

Understand the

Under current

Overcome the

Over confidence

Up above the

Functional hill

Down play the

Talent and skill

Premium value for

Freelancers

----------------Nagendra Bharathi

Sunday, July 22, 2012

Contingent storm

Contingent storm


---------------------

Double entry

Accounting made

Trial balance

Tallied stroke

Profit made

Passed to reserve

Balance sheet

Adjusted audited

Contingent entries

Calm before storm

-------------------Nagendra Bharathi


Saturday, July 21, 2012

Structured defaults

Structured defaults


-------------------

Structured defaults are

Standard assets

Restructure them with

People's money

Smaller defaults are

Substandard assets

Recover money with

Raising alarms

Bigs are favourites

Smalls have no rights

--------------------Nagendra Bharathi

Friday, July 20, 2012

Business analysis

Business analysis


---------------------

SQL to analyse

Relational data

OLAP to analyse

Dimensional data

Mining to analyse

Hidden data

Business to analyse

Deep data

Technology is tool

Business is cool

-----------------Nagendra Bharathi

Greed to fraud

Greed to fraud


----------------

Betting to fixing to

Money Laundering



Greed to Cheat to

Fraud Banking



Compensation is

Concern for all



Investment banking is

Gangster Banking



Retail Banking is

Real Banking

----------------Nagendra Bharathi

Wednesday, July 18, 2012

Big is beautiful

Big is beautiful


-------------------

Big data in

Private cloud

Big tools in

Web services

Big market in

Internet world

Big ideas in

Board meetings

Big risk is

Business skill

------------------Nagendra Bharathi

Tuesday, July 17, 2012

Paper processes

Paper processes


------------------

Strategy to Design

Design to Transition



Transition to Operation

Operation to Improvement



Information technology

Infrastructure Cycle



Executed processes

Effective integration



Paper processes

Black and white integration

----------------------------Nagendra Bharathi

Monday, July 16, 2012

Deceptive appearance

Deceptive appearance


------------------------

Allow the speculation

Which appears not so

Allow the cartel

Which appears not so

Allow the licensing

Which appears not so

Allow the corruption

Which appears not so

Allow the country

Which appears not so

------------------------Nagendra Bharathi

Sunday, July 15, 2012

Outsourcing skills

Outsourcing skills


-----------------------

Business skill to

Build the gap



Technical skill to

Develop the design



Funtional skill to

Publish the features



Sales skill to

Sell the service



Outsourcing skills to

Inspire the customer

--------------------Nagendra Bharathi

Saturday, July 14, 2012

Change is constant

Change is constant


---------------------

Banking changes

From brick to click



Business changes

From class to mass



PC changes

From desktop to tablet



Phone changes

From voice to video



Change is constant

From change to change

----------------------Nagendra Bharathi

Friday, July 13, 2012

Sensing the sensex

Sensing the sensex


-------------------

Big boys are playing

Small boys are losing



Monsoon failure

Known to them



Earnings are bad

Yesterday accounted



Guidance gloomy

Covered in the price



Sensing the sensex

Selective few

-------------------------Nagendra Bharathi

Thursday, July 12, 2012

Crowd sourcing

Crowd sourcing


---------------

Crowd sourcing is

Loud and proud



Sourcing funds for

Finance companies



Sourcing skills for

Technology companies



Sourcing themes for

Artistic companies



Social networks

Source this good work

----------------Nagendra Bharathi

Wednesday, July 11, 2012

Crisis management

Crisis management


-------------------

Interest rate crisis in UK

Employment crisis in US



Austerity crisis in Europe

Growth crisis in China



Policy crisis in India

Political crisis in Russia



Nuclear crisis in Iran

Religious crisis in Africa



Economic crisis is everywhere

End of crisis is nowhere

-------------------------Nagendra Bharathi

Tuesday, July 10, 2012

Interesting question

Interesting question


-------------------------

To cut or

Not to cut



That is the

Question of interest



Stagnant growth

Growing inflation



Monetary action

Minimal effect



Fiscal action

Maximum defect

----------------Nagendra Bharathi

Monday, July 9, 2012

Weathering course


Weathering course

-------------------

Rainy weather

Grooms the market



Sunny weather

Glooms the market



Weathering course to

Feather the heat



Weather in course to

Tether the stock



Nurture or butcher

Nature judge us

--------------------Nagendra Bharathi

Sunday, July 8, 2012

Cartel market

Cartel market


----------------

Under utilise

Available capacity



Over rate

Output price



Collude, conclude

Divide the market



Corporates' cartel

Consumer suffer



Countries' cartel

Oil differ

-------------Nagendra Bharathi

Friday, July 6, 2012

Diamond and Dimon

Diamond and Dimon


-------------------

Diamond and Dimon

Barclays and Morgan



Libor or Lie Bar

Diamond to answer



Hedging or betting

Dimon to answer



Credit, Market

Operations added



Executive risk to

Embed in Basel

--------------------Nagendra Bharathi

Wednesday, July 4, 2012

God is the field

God is the field


---------------



Higgs boson

Proton and Photon


Attracted particles

Accumulate mass



Unattached particles

Avoid the mass



Super Conscious and

Sub Conscious



Indian saints

Experienced then



International scientists

Experimenting now

---------------------Nagendra Bharathi

Tuesday, July 3, 2012

Blackberry in red

Blackberry in red


------------------

A for Apple

B for Blackberry



Apple in green

Blackberry in red



Android and iOS

Outdated BB 10



Mounting losses

Microsoft merger



Research in motion

Replays on 'Surface'

-------------------Nagendra Bharathi

Sunday, July 1, 2012

Baseless pillars

Baseless pillars


------------------

Three or

More pillars

Twenty or

More countries

Rules or

Guide lines

Greed will

Find it's way

Basel will

Lose it's say

------------------Nagendra Bharathi

Saturday, June 30, 2012

Effective efficiency

Effective efficiency


--------------------

Efficiency is

Doing things right

Effectiveness is

Doing right things

Each one has

Equal weightage

Fifty fifty

Perfect percentage

Execute the project with

Effective efficiency

---------------------Nagendra Bharathi

Friday, June 29, 2012

Breach of LIBOR

Breach of LIBOR


----------------

Benchmark rate is

Bent by Banks



Mentioned rates are

Manipulated rates



Average of them

Arrived for LIBOR



Barclays Bank is

Fined in millions



Breach of LIBOR is

Breach of trust

--------------------Nagendra Bharathi

Thursday, June 28, 2012

Tablet sick

Tablet sick


---------------

Apple set

'iPad' wave



Microsoft put

'Surface' over



Google get

'Nexus' access



Software code to

Hardware mode



Partners sulk

Tablet sick

----------------Nagendra Bharathi

Tablet PC, poetry

Wednesday, June 27, 2012

Rain God

Rain God


-----------

G20 is over

Rio20 is over



Come back home

Clouds are alarm



Monsoon is failing

Money is falling



Monetary policy

Fiscal policy



Direction is need

Correction is deed

-------------------Nagendra Bharathi

Tuesday, June 26, 2012

Risk Management


Risk Management

-------------------

Understand the

Ambiguous products



Analyse their

Attributes well



Predict their

Future patterns



Derisk them with

Derivatives and options



Reap the reward with

Risk management


---------------------Nagendra Bharathi

Monday, June 25, 2012

Rise and fall

Rise and fall


----------------

Outsider's God

In 2010



Insider's trade

In 2012



Greed and ego

Create logo



Market to street

Street to jail



Rise and fall of

Rajat Gupta

---------------------Nagendra Bharathi

Sunday, June 24, 2012

Rio resolution

Rio resolution


---------------

Economic growth

Equity path



Eradication of poverty

Enriching development



Environmental protection

Institutional perfection



Attractive phrases in

Outcome document



Attracting funds is

Always amendment

------------------Nagendra Bharathi

Saturday, June 23, 2012

Moody's mood

Moody's mood


-------------

Moody's mood in

Awakening mode



Top global banks

Down graded on



Market risk and

Volatility risk



Lehman's prime was

Lazy time


Moody's mood then

Sleeping mode

----------------Nagendra Bharathi

Friday, June 22, 2012

Save and Starve

Save and Starve


-------------------

Borrowing from IMF is

Past India

Lending to IMF is

Present India

Leading the IMF is

Future India

Billions of dollars to

Save the Europe

Millions of people to

Starve in India

------------------Nagendra Bharathi

Wednesday, June 20, 2012

G5 to G20

G5 to G20


----------

Life cycle model has

Long four stages



Introduction, growth

Maturity , Decline



Top five got into

Declining phase



Adding more countries to

Outlive the model



G5 to G10

G10 to G20

------------------Nagendra Bharathi

Sunday, June 17, 2012

Exchange interest

Exchange interest


-------------------

Interest rate is

Internal fact



Increase it to

Control the inflation



Decrease it to

Improve the growth



Exchange rate is

External fact



Trade and grade

Decide the fate

----------------------Nagendra Bharathi

Saturday, June 16, 2012

Greek and Latin


Greek and Latin

-------------------

Monetary union is

Managing the show



Fiscal union is

Playing not at all



Borrow from Bank

Sorrow to people


Borrow from Fund

Sorrow to countries


Greece to Europe is

Greek and Latin
------------------Nagendra Bharathi

Thursday, June 14, 2012

Goal for coal

Goal for coal

---------------
Billion tonnes
Laying at backyard

Million tonnes
Paying at frontyard

Industries demand
Insiders command

Process is cost
Profit is lost

Auditor reports
Anybody supports?
-------------------Nagendra Bharathi

Wednesday, June 13, 2012

Bonded Euro

Bonded Euro

-----------

Special treatment for

Spain and Italy

Step mother treat for

Greece and Portugal

Too big to fail

Applies to countries

Equity market

Enjoys the outcome

Bond market

Ponders over income

------------------Nagendra Bharathi

Tuesday, June 12, 2012

Credible corruption


Credible corruption

----------------------

Election funding

Ever free schemes


Import lists

Export subsidies


Trade treaties

Dignitaries' visits


Corruption is a

Community factor


Give and take

Credibility matters

--------------Nagendra Bharathi

Sunday, June 10, 2012

Cause for Basel

Cause for Basel


------------------

B for basics bad

A for assets bad

S for supervision bad

E for equity bad

L for liabilities bad

One for credit bad

Two for market bad

Three for liquidity bad

Loss for operation bad

Cause for basel code
----------------Nagendra Bharathi

Saturday, June 9, 2012

Lands of opportunity

Lands of opportunity


--------------------

America's opportunity

Affected by governance

Europe's opportunity

Affected by constituents

China's opportunity

Affected by government

India's opportunity

Affected by controls

Africa's opportunity

Available for testing

-------------------Nagendra Bharathi

Friday, June 8, 2012

Blame the Europe

Blame the Europe


------------------

GDP down on

Gingerly inaction

Inflation up on

Ineffective controls

Fiscal deficit on

Freebies distribution

Investor exit on

End of credibility

Best solution to

Blame the Europe

--------------Nagendra Bharathi

Thursday, June 7, 2012

Economic chain

Economic chain


--------------

Spain's pain

Spreads to Europe

Europe's austerity

Extends to China

China's labour

Shocks America

America's offshore

Attracts India

Economic chain

Gain or pain

---------------Nagendra Bharathi

Wednesday, June 6, 2012

Financial inclusion

Financial inclusion


--------------------

Food is fuel for

Rural economy

Fuel is food for

Urban economy

Exporting food

With rural surplus


Importing oil

With urban deficit


Balance the country

With financial inclusion

------------------Nagendra Bharathi

Tuesday, June 5, 2012

Green economy

Green economy

--------------
Air pollution due to
Energy consumption

Land pollution due to
Fertilizer consumption

Water pollution due to
Industrial consumption

Economy pollution due to
Political consumption

Black economy to cease
Green economy to seize
--------------Nagendra Bharathi

Monday, June 4, 2012

Target game

Target game


-------------

Stagnant growth

Excess inflation

Stagflation goal

Set and met

Positive targets

Difficult to meet

Negative targets

Easy to eat

Policies are games

Performance shame

-------------Nagendra Bharathi

Sunday, June 3, 2012

Economic cycle

Economic cycle

---------------
Agri to industry
Industry to service

Service to trade
Trade to surplus

Surplus to greed
Greed to chaos

Chaos to control
Control to growth

Growth to world
Global peace
---------------Nagendra Bharathi

Sunday, May 27, 2012

Faces of the book

Faces of the book


----------------

User base is the

Main face

Investor base is the

Ancillary face

Technical face at the

Nasdaq exchange

Legal face at the

Market disclosure

Revenue face at the

Projected model

Faces are many

Facebook is honey
-----------------Nagendra Bharathi

Saturday, May 26, 2012

Basel versions

Basel versions

----------------
Risky assets
Regulated in Basel one

Contingent items
Covered in Basel two

Liquidity ,leverage
Realised in Basel three

Soverign risk
Strategic risk

Political risks
Poor, the regulator
----------------Nagendra Bharathi

Friday, May 25, 2012

Alcoholic accounting

Alcoholic accounting


----------------------

Debit the

Receiver of beer

Credit the

Giver of beer

Debit what

Comes in on table

Credit what

Goes out on bar

Debit the

expenses on liquid spirit

Credit the

Income on solid spirit

Alcoholic accounting of

All three principles

Assets are lost

Liabilities boost

----------------------Nagendra Bharathi

Core or Gossip

Core or Gossip


-----------------

Funding and lending is

Core banking

Betting and hedging is

Gossip banking

Core banking does

Grow the street

Gossip banking does

Collapse the market

Core or Gossip

Code of regulator

------------------Nagendra Bharathi

Tuesday, May 22, 2012

Growth and Austerity

Growth and Austerity

--------------------
Demanding tax
Right to society

Supplying job
Right to self

Increasing income
Left to society

Reducing expenditure
Left to self

Growth and Austerity
Friends, not foes
-----------------Nagendra Bharathi

Sunday, May 20, 2012

Three big to fail

Three big to fail

------------------
One big to fail is
Bear and Stearns

Two big to fail is
WaMu Bank

One and two is
Owned by three

Three bigs to chase is
JPMorgan Chase

Too big to fail is
Three big to fail

--------------------Nagendra Bharathi

Saturday, May 19, 2012

Flavours of banking

Flavours of banking

-------------------

Retail banking is

Regular banking

Investment banking is

Insider trading

Credit market for

Real economy

Share market for

Reel economy

Bench is bank

Floor is gang

----------------Nagendra Bharathi

Global village

Global village

--------------
Billion demons
Peanuts for Dimon

Contagious gas
Causing loss

Hearing on Spain
Greece in Again

Bearing on world
Market is bad

Global village
Local heritage
------------Nagendra Bharathi

Wednesday, May 16, 2012

Data trees

Data trees

----------
Hard disk in
Peta bytes

Memory in
Giga bytes

Clockspeed in
Mega hertz

Big data to
Fast process

Missing wood
For the trees
---------------Nagendra Bharathi

Power of love

Power of love


---------------

Flowers have

No meaning

Fingers have

No feeling

Sight has

No figure

Sound has

No vigour

Thought has

Power trigger

--------------Nagendra Bharathi

Tuesday, May 15, 2012

Eighty twenty

Eighty twenty

-------------
Eighty twenty
Every where

Eighty managers
Twenty employees

Eighty cities
Twenty villages

Eighty religions
Twenty regions

Eighties grow
Twenties slow
-----------------Nagendra Bharathi


Sunday, May 13, 2012

International Executives


International executives
-------------------------
Global CEOs for
Local issues

Local CEOs for
Global solutions

Mixing culture
Meshing people

Inter national
Execu tives

If or else
Exit parties
----------------Nagendra Bharathi

Saturday, May 12, 2012

Lehman to Morgan

Lehman to Morgan
------------------
Lehman to Morgan
Layman to suffer

Two plus one three is
Good Maths

Two billion plus one is
Bad Maths

Bets or hedges
Billion dollar question

Volcker's rule should
Walk fast now
-------------------Nagendra Bharathi

Thursday, May 10, 2012

People's market

People's market

-----------------
Markets like
Tax figures

People like
Growth figures

Austerity measures
Demand by markets

Election results
Supply by people

France and Greece
People's market
--------------Nagendra Bharathi

Saturday, May 5, 2012

Oil is not well

Oil is not well
-------------------
Demand is economics
Supply is politics

Demand and supply
Decide the price

Oil slips as
Growth slips

Futures down as
Future is down

Wells are full but
Oil is not well
------------------------Nagendra Bharathi

Sunday, April 29, 2012

Information cycle

Information cycle


------------------

Entry to data

Data to information

Information to intelligence

Intelligence to decision

Decision to revenue

Revenue to growth

Growth to governance

Governance to charity

Charity to society

Society to unity

-------------------------Nagendra Bharathi

Anti avoidance

Anti avoidance


-----------------

Origin of rivers

Origin of saints



Retro would

Reveal the mud



Bury the past

Begin the future



Backward tax

Falling axe



Clarity must

Help the best

--------------Nagendra Bharathi

Saturday, April 28, 2012

Reserve fund

Reserve fund
-------------
Weather in danger
Wheat is reserve

Job in danger
Cash is reserve

Supply in danger
Capital is reserve

Demand in danger
Subsidy is reserve

Economy in danger
Gold is reserve

---------------Nagendra Bharathi

Tuesday, April 24, 2012

Colors of age

Colors of age
-----------------
Irrational exuberance to
Cause the bubbles
Quantitative easing to
Ease the bubbles
Authoritative arrogance in
Articulating facts
Participatory style in
Performing acts
Age has different
colors and shades
----------------------Nagendra bharathi

Sunday, April 22, 2012

Political economics

Political economics
--------------------
'Yes Minister' to
Less taxes
'Yes Minister' to
More subsidies
'Yes Minister' to
GDP growth
'Yes Minister' to
Inflation control
'Yes Minister' to
Push promotion
--------------------Nagendra Bharathi

Wednesday, April 18, 2012

Eyes of the economy

Eyes of the economy
---------------------
Decrease the rate to
Increase the growth

Increase the rate to
Decrease the inflation

Inflation and growth
Eyes of the economy

Which eye to close
Which eye to open

Ensuring sight
Economists' plight
----------------------Nagendra Bharathi

Tuesday, April 17, 2012

Continental food

Continental food
-----------------------
Sovereign risk in
European continent
Recession risk in
American continent
Inflation risk in
Asian continent
Societal risk in
African continent
Size is risk in
Australian continent
Continental risk to
Consume the resources
--------------------------------Nagendra Bharathi

Thursday, April 12, 2012

Mild and wild tremors

Mild and wild tremors
-----------------------
Mild tremors are
Mind blowers
Wild tremors are
Body blowers
Mild or wild
Tremor is danger
Not only religions
Not only regions
But also plates
Parting the earth
---------------------------Nagendra Bharathi

Instant success

Instant success
-----------------
Instagram success is
Instant success
Photo share with
Instagram app
Video share with
Youtube app
Audio share with
Voicemail app
Text share with
SMS app
Love share with
Laugh and weep
--------------------Nagendra Bharathi

Wednesday, April 11, 2012

Investor Confidence

Investor Confidence
-------------------
Investor confidence
Increase, Decrease

Income, Expenditure
Employment trends

Country, Currency
Commodity rates

Politics, Economics
Power and fear

Gravity of all
Greed is Tall
--------------Nagendra Bharathi

Sunday, April 8, 2012

Executive excellence

Executive excellence
--------------------
Understand the markets
Align with the objectives
Approve the products
Attract the customers
Compare the ratios
Correct the actions
Increase the revenue
Improve the sales
Enduser preference
Executive excellence
---------------------Nagendra Bharathi

Thursday, April 5, 2012

Datawarehousing is dead

Datawarehousing is dead
-----------------------
Data warehousing
Design is dead
High pitch processors
High density hard disks
Materialised cubes
Bottom up aggregation
Quality OLTP
Querying dashboards
Realtime BI is
Ready for DSS
----------------------Nagendra Bharathi

Sunday, April 1, 2012

Statistical status

Statistical status
-----------------------

Percentage increase in
Jobless claims
Percentage increase in
Factory employment

Personal increase in
Consumer spending
Percentage increase in
Retailers' loss

Conflicting figures
Controlling triggers

-----------------------Nagendra Bharathi

Friday, March 30, 2012

Pain in Spain

Pain in Spain
-------------
Pain in Spain
Chain in Portugal
Banks are losing
Funds in Chest
People are losing
Jobs in hand
Financial prudence with
Public support
To save the countries
Spain and Greece
------------------Nagendra Bharathi

Monday, March 26, 2012

Six Stigma

Six stigma
-------------
Borrowing for lending
First level of banking
Contingent contracts
Second level of banking
Structured products
Third level of banking
Manipulating markets
Fourth level of banking
Filing for bankruptcy
Fifth level of banking
Governmental support
Sixth level of banking
-------------------------Nagendra Bharathi

Saturday, March 24, 2012

Everywhere

Everywhere
---------------
How much is
Too much
How long is
Too long
How far is
Too far
Beyond volume
Time and space
Love is there
Everywhere
-------------------Nagendra Bharathi

Tuesday, March 20, 2012

Game Play

Game Play
---------------
Started when
End is where
Playing game
Knowing not
Past and present
Future time
Joy and sorrow
Youth and old
Come and go
Life is what
---------------------Nagendra bharathi

Sunday, March 18, 2012

Power-cut is good

Power-cut is good
---------------------
Power-cut is good
For the family
For the community
To see the faces
To share the feelings
To play with children
To stay with elders
Away from TV
Away from Computer
Power-cut is good
---------------------Nagendra Bharathi

Wednesday, March 14, 2012

Sorrow for euro

Sorrow for euro
----------------
First bailout
Borrow from public
Second bailout
Borrow from private
Third bailout
Borrow from whom
Fourth bailout
Narrow and zero
Fifth bailout
Sorrow for euro
-----------------Nagendra Bharathi

Tuesday, March 13, 2012

Human Capital

Human Capital
---------------------
Capital adequacy with
Cutting edge technology
Supervisory norms with
Superior process skills
Market disclosure with
Marvellous management
Basel for bankers
Pay hike for performers
Managing risk to
Maintain the standard
-------------------------------Nagendra Bharathi

Sunday, March 11, 2012

PCs to ECs

PCs to ECs
-------------
Touch is the word
Done is the deed
Commuting power in
iPhone tower
Computing top in
iPad tab
Jobs to Cook
Time to tick
Personal computer to
Easy computer
--------------Nagendra Bharathi

Friday, March 9, 2012

The librarian

The librarian
---------------
Smiling face on
Obituary column
No more is he to
lend us the hits
No more is he to
Read out the bits
No more is he to
Charge us the fee
Went back to Lord
To get back his book
------------------Nagendra Bharathi

Monday, February 20, 2012

Break the process

Break the process
-------------------
Processes are here to
Break for customer
Lean or fat
Learn at his gate
Agile or waterfall
Adapt to his call
Business is his
Success is this
Customer is process
Process is project
-------------------Nagendra Bharathi

Wednesday, February 15, 2012

Home library

Home library
---------------
Seen the book
Check out store

Keep on board
Clean and lean

Time will fly
Dust will dry

Change the place
Safe and dark

Bought to read
But to time
-------------Nagendra Bharathi

Tuesday, February 14, 2012

Within love

Within love
------------
Without words
Speaks the mouth
Without light
See the eyes
Without sound
Hear the ears
Without touch
Feels the body
Without all
Within love
--------------Nagendra Bharathi

Plans and tunes

Plans and tunes
----------------
Appearances are
Always deceptive
Articulations are
All times adoptive
Smiling is
Seldom sincere
People are made of
Plans and tunes
Peeling it off to
Hear real music
-----------------Nagendra Bharathi

Sunday, January 29, 2012

Days and nights

Days and nights
-----------------
Gone were
Those days
Born were
Those nights
Who are
They now
Where are
They now
Death is
For body
------------Nagendra Bharathi

Friday, January 20, 2012

Time is tide

Time is tide
-------------
Golden plate to
Broken plastic

Barren feet to
Business flight

Primary failed to
Political magnate

Best in class to
Bar and glass

Time is tide
Seek and hide
---------------Nagendra Bharathi

Sunday, January 15, 2012

Season and Reason

Season and Reason
------------------
Each year has its
Own age
Each age has its
Own feeling
Each feeling has its
Own action
Each action has its
Own reason
Youth is reason
Age is season
------------------Nagendra Bharathi

Thursday, January 12, 2012

Madurai traits

Madurai traits
-----------------
Emotions erupt
Enjoy the tear
Emotions corrupt
Enter the fear
Swelling city
Swallowing huts
Temple band
Family bond
Fragrant jasmine
Peaceful idlies
Centre of state
Hundred of treats
------------------------Nagendra Bharathi

Tuesday, January 10, 2012

Pregnant poet

Pregnant poet
----------------
pregnant in meaning
Maiden in words
Poet
Pregnant in words
Maiden in meaning
Orator
Orators are many
Poets are few
-----------------------Nagendra Bharathi