Sunday, October 21, 2012

Flow drivers

Flow drivers


-------------

Process flow to

Work flow

Work flow to

Data flow

Data flow to

Information flow

Information flow to

Decision flow

Decision flow to

Earnings flow

--------------Nagendra Bharathi

Data is great

Data is great


------------

Collected from

Various sources

Cleaned with

Various tools

Grouped using

Various methods

Presented through

Various boards

Data is great but

Old and late

--------------Nagendra Bharathi

Friday, October 19, 2012

Basel buffer

Basel buffer


--------------

Business cycle

Base for risk

Counter risk with

Basel buffer

More capital on

Credit boom

Less capital on

Credit doom

Work in progress to

Check on GDP

---------------Nagendra Bharathi

Wednesday, October 17, 2012

Subjective debate

Subjective debate


---------------------

Who is the winner

That is the debate

History helped

Mitt Romney

Geography helped

Barack Obama

Maths and science

Claimed by both

Economic issues

Equal challenge

-------------Nagendra Bharathi

Sunday, October 14, 2012

Capital punishment

Capital punishment


-------------------

Cost of capital to

Rate of return

Most of assets

Rest on long

Best of liabilities

Worst on short

Roll over crisis

Rules over banks

Liquidity lacks to

Capital punishment

------------------Nagendra Bharathi

Saturday, October 6, 2012

Basel compliance

Basel compliance


---------------

Cash flow

Source systems for

Liquidity risk



Assets' flow

Source systems for

Leverage risk



Counterparties' flow

Source systems for

Credit risk



Trade flow

Source systems for

Market risk



Process flow

Source systems for

Operational risk



Integrated flow

Warehouse system for

Basel compliance

---------------Nagendra Bharathi

Friday, October 5, 2012

Fiscal employment

Fiscal employment


---------------------

Fiscal surplus vs

Full employment

Barack Obama vs

Mitt Romney

Fiscal surplus for

Future growth

Full employment for

Present growth

Present or Future

People decide

-----------------Nagendra Bharathi

Wednesday, October 3, 2012

Universal banking

Universal banking


-------------------

Safety and risk are

Separate entities

Uniting them for

Universal banking

Rating on banking

Required for trading

Betting on trading

Profit for banking

Breaking this chain for

Building the standards

-------------------Nagendra Bharathi

Tuesday, October 2, 2012

Country risks


Country risks

----------------

Austerity protests in

Spain and Greece

Slowing growth in

China and Germany

Private fear in

India and Russia

Continuing recession in

US,UK, Japan

Country risks are

Contagious risks

------------Nagendra Bharathi

Monday, October 1, 2012

Basel Committees

Basel Committees


----------------

Insurance regulation

Independent committee

Securites' rules

Separate committee

Auditing guidelines

Another committee

Banking governance

Basic committee

Basel committees

Benchmarking risk

--------------Nagendra Bharathi