Sunday, February 24, 2013

Banking license

Banking license


---------------

Forty percent

Priority sector



Twentyfive percent

Unbanked rural



Financial inclusion

Part of strategy



Towards banking

License policy



Postal Bank and

Who else post

----------Nagendra Bharathi

Friday, February 22, 2013

Election budget

Election budget


---------------

Budget deficit for

Election surplus



Increase subsidy to

Include lower



Reduce tax to

Relate middle



Open market to

Order upper



Winning power is

Running money

------------Nagendra Bharathi

Thursday, February 21, 2013

Currency war


Currency war

------------

Depreciate the currency to

Tackle the deflation

Exporters gain is

Economy's gain

Appreciate the currency to

Adjust the inflation

Importer's gain is

Economy's gain

Currency war is

Country's war

-----------Nagendra Bharathi

Monday, February 11, 2013

Risk test

Risk test


----------

Apply the model

Understand the risk



Stress test the risk

Reverse test the death



Ring fence the tasks

Electrify the fence



Write living will

Start banking work



Too small to fail

Too thin to profit

-------------------Nagendra Bharathi

Sunday, February 10, 2013

Double edged liquidity

Double edged liquidity


-----------------------

Liquidity in need is

Liquidity indeed



More liquidity is

Less profit


Less liquidity is

More loss


Balanced liquidity is

Perfect growth



Double edged knife to

Cut or set economy

-----------------Nagendra Bharathi

Wednesday, February 6, 2013

Model risk

Model risk


-----------

Supervisors articulate

Super-vicers ridiculate



Supervisors decide

Capital ratios



Models decide

Risk weightage



Modifying models to

Reduce the risk



Nullifying effect of

Regulatory capital



----------------Nagendra Bharathi

Tuesday, February 5, 2013

Interest cycle



Interest cycle

--------------

Relaxed inflation

Reduces rate



Reduced rate

Induces growth



Induced growth

Increases employment



Increased employment

Improves consumption



Improved consumption

Effective economy

---------------------Nagendra Bharathi